Hello everyone, everyone!
After the analysis of rolling bond holding funds in three days last week, we will continue to conduct a quick question and answer to the Oriental's 30-day rolling bond holding funds (Class A: 020946; C: 020947) to help everyone understand this fund comprehensively.
Q1: Is Oriental's 30-day rolling bond holding fund a pure bond fund?
Answer: Yes. It does not invest in high-risk assets such as stocks, convertible bonds, and exchangeable bonds. In other words, it can help you to leave stock market fluctuations to a certain extent and avoid anxiety caused by large fluctuations in the stock market.
Q2: What bonds does Oriental's 30-day rolling bond fund mainly invest in? Invest in interest rate bonds or credit bonds?
Answer: According to the fund contract of this fund, it invests in both interest rate bonds and credit bonds. At the same time, the rating of active investment credit bonds must be AA+ (including AA+) or above.
The first quarter report of 2025 shows that the portfolio is mainly invested in medium and high-grade credit bonds. After balancing the yield level and risks, it actively explores investment opportunities in daily operations.
Q3: Who is the fund manager?
Answer: The fund manager is Wu Pingping, and her friends who have invested in Oriental Family Bond Funds are more familiar with her. She has been deeply engaged in fixed income for a long time, has a stable investment style, is good at balancing allocation, and only invests within the risk tolerance boundaries and ability boundaries.
Of course, performance is the reference standard for testing fund managers' management capabilities. Wu Pingping only has outstanding historical performance in products. Taking Oriental Tianyi as an example, the net value growth rate in 2024 was 6.34% (performance benchmark 4.98%). Moreover, there are positive returns for the past 7 consecutive complete fiscal years.
(Source of performance data: Fund periodic report. Data as of 2024.12.31. The full fiscal year specifically refers to January 1 to December 31 of each year. The fund's past performance does not indicate future performance. The performance of other funds managed by the fund manager does not constitute a guarantee of the performance of this fund. The market is risky, so investment should be cautious.)
Q4: What is the fee rate of Oriental's 30-day rolling bond holding bond fund?
Answer: Class C charges sales and service fees, no subscription fees, and Class A and C redemption fees are both 0. For detailed rates, you can see the picture below.
(Source: Recruitment Prospectus of this Fund)
Q5: Which investors are suitable for Oriental’s reputation?
1. If you have asset allocation needs: By allocating a certain proportion of pure bond assets, strive to smooth portfolio fluctuations;
2. If you are an investor with a low tolerance for investment fluctuations, you can pay attention to pure bond funds with a lower risk level;
2. If you are a beginner: You can also pay attention to rolling holding funds to cultivate good habits of long-term investment.
