National Development and Reform Commission Website
Recently released
Recently released
The charging standards for credit reporting services have been greatly reduced


The original text is as follows:
In order to implement the decisions and deployments of the CPC Central Committee and the State Council, further reduce the operating costs of enterprises, optimize the business environment, promote the development of the real economy and the construction of the social credit system, the National Development and Reform Commission recently issued the "Notice on Further Reducing the Charge Standards for Credit Reporting Services" (Development and Reform Price [2025] No. 668) (hereinafter referred to as the "Notice"), and the charging standards for credit reporting services were significantly lowered.
The "Notice" stipulates that from July 1, 2025, the standard service fee for commercial banks and other institutions to inquire about corporate credit reports will be reduced from 2 yuan per copy to 9 yuan, and the standard service fee for inquiring about personal credit reports will be reduced from 2 yuan per copy to 1 yuan. The charging standard for pledge registration of accounts receivable is reduced from 30 yuan per piece to 15 yuan per year, and the charging standard for changing registration and objection registration is reduced from 10 yuan per piece to 5 yuan per piece. Rural commercial banks and other 10 types of financial institutions continue to implement preferential charging standards when inquiring corporate and personal credit reports, and include domestic trade insurance underwriting institutions in the preferential scope. Individuals can check their own credit reports through the Internet for free, and through counters, they can be free for the first two times a year. From the third time, the charging standard will be reduced from 10 yuan to 5 yuan.
The credit reporting service fee has been reduced, and it is expected to save users about 1.1 billion yuan in costs each year.
(Source: National Development and Reform Commission website)